Capital One Contact Number Details

The contact number for Capital One is available directly from their website at no or lower cost

0344 481 2812

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Capital One is a UK credit card company. It originated from the United States company Capital One Financial Corporation which was founded in 1995 and brought to the UK in 1996.

Capital One Contact Numbers:

Capital One Departments Opening Hours
Customer Services 24 hours a day,
7 days a week
 Credit Cards 24 hours a day,
7 days a week
 Eligibility Check 24 hours a day,
7 days a week
 Credit Wise 24 hours a day,
7 days a week
 Credit Tips 24 hours a day,
7 days a week
Complaints 24 hours a day,
7 days a week

Capital One Contact Number

You can get in touch with the Capital One contact number if you would like some help choosing the right credit card for your financial needs, you need to report a lost or stolen credit card or debit card, you need to report some suspicious activity, you need some help paying a bill, you would like to know about the different types of credit cards offered by Capital One, you would like to inquire about overdraft on your Capital One credit card, you want to know more about the benefits of your Capital One credit card or you have some other questions for the company.

Capital One Credit Cards

Capital One offers two different types of credit cards: the Credit Builder and the Balance Transfer Card. The Credit Builder is for people who are building credit or with bad credit and need to improve their credit. The Credit Builder offers 34.9% APR and you must be 18+, have some history with managing credit even if you have had defaults or CCJs and you must be on the electoral roll. You will not be eligible for this credit card if you have not had credit in the UK before or you have declared bankruptcy in the past 12 months. The Balance Transfer card offers 0% on balance transfers and you will be more likely accepted for this card if you are 21+, you are a homeowner, you have an income of over £20,000 and had credit cards in the past. If you have had CCJs or defaults, you have missed payments previously or you have not had credit before in the UK you will be less likely to be accepted for the card.

Capital One Eligibility Check

The Capital One QuickCheck service allows you to quickly check if you are eligible for a Capital One credit card. Using the service won’t affect your credit rating or score, you will receive a response in less than a minute and you will be able to be 100% certain you will be accepted for the credit card before you apply. The reason it is better to check you’re eligible before you apply is that every time you apply for a credit card your result is marked on your credit report if you have too many of these marks on your credit report it will reduce the chances of being accepted for a credit card. You can use the QuickCheck services on the website just enter your name, email address, birthday, work and finance information and where you live.

Capital One Credit Wise

Credit Wise is a Capital One service that allows you to view your credit report and score. You will also be able to access some tips to help you improve your credit score and financial health. The service is free for everyone, won’t affect your credit score and takes minutes to complete. First, to use the service you need to create a Credit Wise account, you will need to enter your name and birthday, your email and password (your password needs to include upper and lower case letters, at least one number and it must be 8 characters long or more). Once you have made an account you will need to enter your work and finance information which includes your employment status, your occupation, your yearly income, your mobile or home telephone number, your residential status and your address. You will then be shown your score and some tips to help you make your credit rating healthier.

Capital One Credit Tips

Capital One offers credit tips for new and existing customers who would like to find out more about not only the Capital One credit cards but credit in general as well as contactless payments and safety and security of your finances. On the website, you can look through blog posts regarding credit to help you gain a greater understanding on what credit is, how to apply for a credit card and what using a credit card means for your credit score. You can find out more about keeping your credit rating ‘healthy’, how to keep on top of payments, how to make the most out of your account or other ways you can pay. At the safety and security centre on the website, you can find out how to make sure you’re keeping your finance and accounts safe such as how to shop safely online, how to detect fraud and protect against it, how to protect against identity theft, how to use social media safely and what MasterCard SecureCode is used for and why.

Capital One Complaints

You can get in touch with the Capital One complaints team if you feel unhappy with the credit card services you have been receiving from Capital One, you feel Capital One is making you pay back too much money, you feel a member of the Capital One team gave you bad financial advice, you have had bad customer service from Capital One’s employees or you are unhappy with something else Capital One has done or service they are providing.

Number Direct is a telephone directory and call routing service and is not connected to Capital One. The direct contact number for Capital One can be found in the public domain or on their official website.