Vanquis Bank Contact Number

0844 826 0542

What Can the Vanquis Customer Number Be Used For?

  • To see if you are eligible for a credit card.
  • To report a lost or stolen card.
  • To make a formal complaint about the Vanquis service.

Who Are Vanquis Bank and What Can They Do For Me?

Vanquis Bank is a subsidiary of the Provident Financial Group. Established in 2002, it offers credit cards under the Visa brand for UK residents with an unstable or limited credit history. The bank also offers a fixed rate bond service, which was launched in 2011.  The Vanquis headquarters are in London, in a recently renovated building with a lot of history, and many artifacts have been recovered from the site dating back to the Roman water development.

The company also has a call centre in Kent, and an office in Bradford. Vanquis bank offer two types of credit card, the Vanquis card, with up to 60% APR varying on the applicants income, and the Aquis card with a 30% APR. Vanquis has recieved criticism from money experts for the high interest charged on their products. For more information on the interest rates, call the Vanquis Contact Number.

Vanquis Bank Origins

Vanquis was created by Provident Financial and licensed for consumer credit by 2002. It received approval from the parent group to expand in 2004 and relocated to the current head office in 2005. In 2009, Vanquis won the Credit Provider of the Year award, something that happened again in 2010, 2011 and 2012. Vanquis also had an application to begin operating in Poland approved in 2011. To find out more about Vanquis, visit their website or contact Vanquis.

What Does Vanquis Do Differently?

Vanquis will consider your application carefully, no matter what your financial situation is. After this, they will then take into account all of your circumstances and use these factors to work out the credit that you need and, more importantly, can afford. They also have various credit profile examples on their websites that you can look at to see which is the closest similarity to you and your situation and circumstances.

You can also build your credit with the Vanquis VISA credit card. In order to do this, as well as getting considered for further perks, such as credit limit increases, you will need to stay within your set credit limit and make sure you make your minimum payments each month and on time. If you fail to do this, you may find that your credit rating is harmed and this could make it more difficult to obtain credit in the future.

Donate To The RBL Poppy Appeal With Vanquis

November 8th 2013

Vanquis bank are said to be one of the best choices for a setting up a Poppy Bond, it was recently revealed.

The Poppy Bond is a type of bank account launched by The Coventry Building Society, which donates up to 0.45pc of money invested to the Royal British Legion. The bonds are in support of RBL’s Poppy Appeal, which takes place every year throughout November.

The Coventry Building Society currently offer two types of Poppy Bond. They pay a rate of 2.60pc or 2.50pc (depending on which type is chosen) directly to the Royal British Legion until April 30 2017. A minimum of £1 can be invested, and a maximum of £250,000. No withdrawals are permitted throughout this time, and savers can arrange to set one up via telephone, online or in-branch.

Whilst the Coventry Building Society is said to offer competitive rates, a better deal can be found elsewhere. The best three-year bond comes from Shawbrook Bank, which pays 2.65pc, whilst the best four-year Poppy Bond comes from Vanquis, which pays 2.86pc. This means that Vanquis savers would earn £114.40 in interest on £5000, with basic tax deducted.

However, the main attraction of Poppy Bonds is of course not the interest reached, but the charitable donation they allow the owner to give. They have proven to be very popular since their launch in 2008 and have since raised over £8.6 million for the RBL Poppy Appeal.

Number Direct is a telephone directory and call routing service and is not connected to Vanquis. The direct contact number for Vanquis can be found in the public domain or on their official website.