Standard Life Contact Details0843 658 0893
Standard Life Address
The Standard Life head office address is:
Standard Life plc
Standard Life House
30 Lothian Road
Telephone: (0)843 658 0893
Reasons to Call Standard Life UK Contact:
- Advice on buying a new product
- Managing an existing Standard Life product
- Report a change in address
Contact About Standard Life Products and Services
Standard Life is a savings and investment business designed to help customers save for their future. To see what they can do for you, call the Standard Life contact number.
Some of the ways Standard Life does this is by managing pensions and retirement through offering an alternative to a traditional pension plan and managing savings and investments through the likes of stocks, shares and bonds. Standard Life also sells Life Insurance including life insurance for the over 50’s. If you have limited knowledge about finance, contact Standard Life for help as they can provide financial education. For example, they can give advice on how best to invest your money.
Standard Life currently looks after the savings and investments of four million people in the UK. When you have a product with Standard Life, it is easy to keep in touch through their UK call centre by using the Standard Life contact details. Social networks including Facebook and Twitter are also available, as are apps for Apple users.
ISAs From Standard Life
Standard Life offers two different types on ISAs that can help you get more from your savings.
Easy Option ISA
If you are new to making investments or having been doing it for a while and can’t find the time to manage it consistently, this could be the best option.
You can start investing in this ISA from just £50 per month or a lump sum of £500. Over 2014 and 2015, you can invest up to £15,000 in this ISA tax efficiently and it includes the benefit of award-winning experts managing your fund on your behalf.
DIY Option ISA
If you have some more time to manage your investments and would like to choose your funds, this would be a better alternative.
With this ISA, you can also begin investing from £50 a month or a £500 lump sum and invest up to £15,000 during 2014 and 2015 efficiently, tax wise. But you will also have the freedom to decide from more than 2,500 investment funds that are offered by leading fund managers.
Easy personal pension
If you are looking for a simple way to save for retirement, this is it. You can opt to pay in £80 per month or an £800 lump sum. You can start, stop or amend your payments whenever you want and have experts manage your investments on your behalf.
DIY personal pension
If you prefer to choose and manage your own investments, this pension product may be better for you. You can pay in £80 a month or £800 lump sum, with the option to cease or change payments whenever you wish. This product also gives you options; you can choose from over 280 investment funds.
Standard Life Active Retirement
You can choose the funds that Standard Life invests in on your behalf and spread the risk at the start of your retirement. Benefits include:
- Take an income from the fund and change this whenever you wish.
- Take a cash withdrawal from your pension whenever you like.
- Top up your pension.
- Keep your pension invested so that it keeps growing.
- Change your mind at any point and buy a fixed income.
- Take income tax free.
- Upgrade to a different pension plan.
- Pass on any remaining money when you die, free of inheritance tax.
- Access your personal savings anytime from the age of 55.
Annuity (fixed income)
Annuity is a fixed income that is guaranteed for the rest of your life. You can also add options such as providing for your spouse if you die before them, an income that keeps up with the rising cost of living and guaranteed payments over a set period of time.
Standard Life offers life insurance in partnership with LV=. It will provide you with:
- Guaranteed price that won’t change throughout the policy.
- Lump sum payout for your loved ones when you pass away.
- Choose the amount that you wish to be covered for.
- Early payout if you are diagnosed with a terminal illness.
- Mortgage cover.
Standard Life FAQs
Tax relief on pensions: how does it work?
The Government wants people to save towards their retirement. So, as an incentive, you are given tax relief on your pension contributions. For example, for every £80 you invest in your pension, the Government adds £20 automatically.
Is it wise to invest my retirement money in my home?
Relying on property to fund retirement is a risky move. To release cash, you would have to move home and you are relying on a strong property market when you sell.
I’m sending my tax return and need to know how much income I earned from my annuity. How can I find this?
You will usually be sent a note at the end of the tax year about the amount of income that you have received. If you are unable to find this, call the Standard Life contact number found on this page.
What happens to my pension if I lose my job or take a career break?
You can always reduce or stop regular payments, or take a payment holiday. Under current tax rules, even if you are not earning you can still distribute funds into your pension pot up to £2,880 per year.
Can my employer pay into a Standard Life pension?
Most Standard Life pension products accept payments from your employer, but the provider needs to check that your employer would be happy with this.
Standard Life Background
The Standard Life Assurance Company was established in 1825 and was developed into a mutual assurance company 100 years later in 1925. During the 19th century it opened offices in Canada, Shanghai, India and Uruguay. Today it has 1.5 million shareholders in 50 countries with over six million customers. The headquarters are in Edinburgh, Scotland.
Number Direct is a telephone directory and call routing service and is not connected to Standard Life. The direct contact number for Standard Life can be found in the public domain or on their official website.