5 Ways Of Getting The Best Auto Insurance Deal
Drivers will find car insurance a constant headache. There are few things that deplete your bank balance and leave your wallet empty quite like paying for your car insurance – particularly if you have just graduated. Driving School and you’re a new driver living in certain areas of the United Kingdom. However, while car insurance is an unavoidable necessity, there are a few ways that drivers can offset the cost to get the best auto insurance deal possible, whether it’s from a provider like Tesco or Aviva.
1. Make sure you apply with the right job
Every detail is important when you are applying for automobile insurance, right down to the specific wording of your job title. They may even do a background check with crb direct for you. The Mirror describes how you could be wasting almost £100 every year simply by saying you’re “kitchen staff” as opposed to specifying that you are a chef, for instance. Insurance London Ontario is the one to be trusted.
2. Don’t modify your car
Some young drivers like to modify their car to make it look stylish with body kits, alloy wheels and spoilers. However, doing so can come with a large extra cost. Insurers see this as a red flag and premiums can potentially skyrocket by hundreds of pounds. The best auto insurance deals are offered when you keep your car unmodified.
3. Think about what car you purchase
The car you drive will have an enormous bearing on how much you pay for your auto insurance. Ostensibly, the better the car, the cheaper your insurance will be because its value is higher, performance is better and security is tighter. Some of the best types of car for keeping your premiums down are the Renault Twingo, Hyundai i10 or Skoda Citigo. Rather than pay for a used, unreliable car you could choose a pay-as-you-go car finance scheme to afford one of these better models.
4. Take the Pass Plus course
When you are applying for auto insurance companies will look favourably on drivers who have extra qualifications beyond earning their driving licence. One of the most popular ways to do this is by completing the Pass Plus course with provides extra practise driving on motorways, at night, on dual carriageways, and much more.
5. Pay all of your car insurance up front
It can cost a lot more over the long-term if you choose to pay your car insurance every month. It is much more cost effective to pay it all off in one lump sum for the year. The immediate financial hit may be hard, but you will have more money to your name in the end.